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Personal Lines: Valuable Articles

Silverware Jewelry
Music Instruments Sports Equipment

Peace of Mind protection for your valuables, including:

  • Jewelry
  • Fine Art
  • Furs
  • Silverware
  • Antiques
    		•
  • Wine Collections
  • Sporting Equipment
  • Musical Instruments
  • High Value Electronics/Computers
    		•

    Homeowners policies are typically designed to protect your home and basic contents of your house, as well as liability. With a valuable articles policy, coverage is much broader than the home policy. The typical Valuable Articles policy provides:

  • Coverage for lost or misplaced items
  • No deductible
  • Agreed Value/Extended Agreed Value
  • Automatic coverage for new purchases if you already have an existing policy with like items (90 days)
  • Worldwide coverage
  • No deduction for depreciation
  • Breakage for fragile items
  • "All Risk" coverage

    * Please note that not all options are available on all policies. These are typical options that are available within the individual programs and are specific to each company.
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