Peace of Mind protection for your Home, including:
| Dwelling
Personal Property
Personal Liability
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Homes come in a variety of styles and sizes. There are Houses, condominiums, brownstones, apartments, cottages, mansions, lofts, castles, etc. Wherever you lay your hat is home. For most of us, our home is the largest investment we will ever make. Doesn't it make sense then, to protect it to the full extent that is available to you?
If anything disastrous such as a fire or hurricane destroys your home or your personal belongings, you would want coverage that is broad enough to replace your items as they were before. Unfortunately, not all policies provide the coverages needed to bring you back from the financial hardships of a large claim.
Some highlights of the products that our companies offer that are not included on a typical home policy:
Extended Replacement Cost on Dwelling.
All Risk Contents Coverage.
Increased coverage for Business Property on and off premises.
Back up of Sewers and Drains.
Unlimited Loss of Use coverage (provides additional living expense in the event that your home becomes unlivable due to a covered loss).
Earthquake damage to Contents.
Endorsable Flood Insurance.
Personal Injury Liability coverage.
Replacement coverage for Landscaping.
Separate Flood policies that include coverage for finished basements and contents in basements (standard FEMA Flood policies do not cover for either).
* Please note that not all options are available on all policies. These are typical options that are available within the individual programs and are specific to each company.
BK International Insurance Brokers, Ltd 
