BK International Insurance Brokers, Ltd

Peace of Mind protection for your Automobile, including:

Liability Uninsured Motorists Comprehensive (typically Fire, theft and vandalism)

Collision Rental Reimbursement Full Window Glass Replacement

Automobiles come in a variety of styles and sizes. There are Sedans, SUVs, sports cars, antique and classic cars, luxury vehicles, etc. In today's market, an automobile can be a substantial investment. Not all companies are equal when it comes to automobile protection.

In the event of a total loss, wouldn't you feel safer knowing you have a policy that will protect you adequately? Unfortunately, not all policies provide the coverages needed to put you back in the position you were in before the claim.

Here are some highlights of the products that our companies offer that are not included on a typical automobile policy:

100% of cost of Original Equipment Manufacturer Parts (or OEM) - OEM parts are vehicle components produced and guaranteed by the original manufacturer. They are designed for use with your particular vehicle. Most carriers will base a claim payment on After-market parts or refurbished parts if they are available.

Rental reimbursement coverage with no per day limit - so you can rent a comparable vehicle at no additional cost per day.

No depreciation of vehicle value in the event of a partial loss

No deductible on Collision for a not-at-fault accident.

Worldwide coverage for rental vehicles.

Repair facility of your choice.

Agreed Value coverage - most policies offer coverage on an Actual Cash Value basis, which is replacement cost minus depreciation. Our carriers offer Agreed Value coverage, which pays based on the Agreed amount stated in the policy. This is typically at least 15-25% higher than the current Actual Cash Value.

* Please note that not all options are available on all policies. These are typical options that are available within the individual programs and are specific to each company.

back